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The Smith Manoeuvre should be considered for implementation by every Canadian family that has a conventional mortgage on their home. Why? Because with a simple, one-time restructuring of your finances it can be worth hundreds of thousands of dollars to you.
This exciting financial strategy simultaneously converts mortgage interest to tax refunds, shortens the amortization period of the mortgage and builds a free-and-clear portfolio of investments of your own choosing to fund the future for your family.
This unique strategy is not reserved for the wealthy. If you have a mortgage, you can make it tax-deductible. No new money is required from you, your debt will not increase, the benefits are free, and The Smith Manoeuvre is legal - in fact, it is encouraged.
Miss no opportunity - read this book and enlist the guidance of accredited Smith Manoeuvre Certified Professionals near you. It can mean the difference between working in your retirement or making your retirement work for you.
You may return most new, unopened items within 30 days of delivery for a full refund. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received and processed the returned item.
We can ship to virtually any address in the world. Note that there are restrictions on some products, and some products cannot be shipped to international destinations.
When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.
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