Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way

Struggling with debt? Find solutions here.

Conquering overwhelming debt starts with understanding your options. Solve Your Money Troubles gives you the tools you need to get your finances back on track. Learn how to:

• stop debt collector harassment cold


• negotiate down your debt with creditors


• manage your student loan payments, and


• create a healthy financial plan that you can live with.

Solve Your Money Troubles helps you handle the big issues, too. Find out how to stop a wage garnishment from leaving you penniless, get your car back after a repossession, and prevent foreclosure by applying for a loss mitigation program. You'll also learn how to respond to an action if you get sued and decide if it's time to wipe the slate clean by filing for bankruptcy.

In addition to up-to-date legal information, you'll find practical tools, such as sample creditor letters and budgeting worksheets.

Author: Amy Loftsgordon,Cara O'Neill
Publisher: NOLO
Published: 06/24/2025
Pages: 336
Binding Type: Paperback
Weight: 1.60lbs
Size: 8.90h x 6.90w x 0.80d
ISBN: 9781413332667

About the Author
O'Neill, Cara: - Cara O'Neill is a litigation and bankruptcy attorney in Northern California and a legal editor with Nolo. She has been practicing law in California for over 20 years. Prior to joining Nolo, she served as an administrative law judge, litigated both criminal and civil cases, and taught law courses as an adjunct professor. She earned her law degree in 1994 from the University of the Pacific, McGeorge School of Law where she served as a law review editor and graduated a member of the Order of the Barristers--an honor society recognizing excellence in courtroom advocacy. Cara has authored and co-authored a number of Nolo books, including How to File for Chapter 7 Bankruptcy, The New Bankruptcy, Money Troubles, and Credit Repair.Loftsgordon, Amy: - Amy Loftsgordon is a legal editor and writer at Nolo, focusing on foreclosure, debt management, consumer protection, and personal finance. She edits a number of Nolo books and is the coauthor of The Foreclosure Survival Guide, Solve Your Money Troubles, and Credit Repair. Before joining Nolo, Amy worked in foreclosure and debt collections. She has drafted foreclosure-related training and loan servicing procedures, written manuals for collection operations, and audited completed foreclosures for compliance with applicable laws. Amy was also instrumental in preparing expert reports used in lawsuits against banks and servicers accused of mishandling collection, preforeclosure, loss mitigation, foreclosure, and REO processes. As part of a national settlement involving the mortgage industry, she has also reviewed servicer records to uncover extensive credit reporting errors. She received a B.A. from the University of Southern California and a law degree from the University of Denver Sturm College of Law. She is licensed to practice law in Colorado.