{"product_id":"credit-repair-make-a-plan-improve-your-credit-avoid-scams-9781413333787","title":"Credit Repair: Make a Plan, Improve Your Credit, Avoid Scams","description":"\u003cp\u003e\u003cb\u003eBad credit can get better\u003c\/b\u003e\u003c\/p\u003e\u003cbr\u003e\u003cp\u003eBad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. The sensible strategies in \u003ci\u003eCredit Repair\u003c\/i\u003e help you take control of your finances, clean up your credit reports and rebuild your credit. Learn how to: \u003c\/p\u003e\u003cbr\u003e\u003cul\u003e\n\u003cbr\u003e\u003cli\u003eprioritize debts and create a budget\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003ereduce debts and cut expenses\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003enegotiate with creditors\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003ecorrect credit report errors and remove old information\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003eadd positive information to your credit reports\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003eadopt strategies to rebuild your credit, and\u003c\/li\u003e\n\u003cbr\u003e\u003cli\u003eavoid identity theft and credit repair scams.\u003c\/li\u003e\n\u003cbr\u003e\n\u003c\/ul\u003e\u003cbr\u003e\u003cp\u003eThe 17th edition includes information on how BNPL (buy now, pay later) loans affect your credit, how medical debt is reported, and tips for dealing with automated debt collectors.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Amy Loftsgordon,Cara O'Neill\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e NOLO\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 10\/27\/2026\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 320\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 1.15lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 8.90h x 6.90w x 0.80d\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9781413333787\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAbout the Author\u003c\/b\u003e\u003cbr\u003e\u003cb\u003e\u003ci\u003eLoftsgordon, Amy:\u003c\/i\u003e\u003c\/b\u003e - \u003cb\u003eAmy\u003cbr\u003eLoftsgordon\u003c\/b\u003e is a legal editor and writer at Nolo, focusing on\u003cbr\u003eforeclosure, debt management, consumer protection, and personal finance. She\u003cbr\u003eedits a number of Nolo books and is the coauthor of \u003ci\u003eThe Foreclosure\u003cbr\u003eSurvival Guide\u003c\/i\u003e, \u003ci\u003eSolve Your Money Troubles\u003c\/i\u003e, and \u003ci\u003eCredit\u003cbr\u003eRepair\u003c\/i\u003e. Before joining Nolo, Amy worked in foreclosure and debt collections\u003cbr\u003efor many years. She has drafted foreclosure-related training and loan servicing\u003cbr\u003eprocedures, written manuals for collection operations, and audited completed\u003cbr\u003eforeclosures for compliance with applicable laws. Amy was also instrumental in\u003cbr\u003epreparing expert reports used in lawsuits against banks and servicers accused\u003cbr\u003eof mishandling collection, preforeclosure, loss mitigation, foreclosure, and\u003cbr\u003eREO processes. She received a B.A. from the University of Southern California\u003cbr\u003eand a law degree from the University of Denver Sturm College of Law. She is\u003cbr\u003elicensed to practice law in Colorado. \u003cb\u003e\u003ci\u003eO'Neill, Cara:\u003c\/i\u003e\u003c\/b\u003e - \u003cb\u003eCara O'Neill \u003c\/b\u003eis a legal editor and writer at Nolo specializing in bankruptcy\u003cbr\u003eand small claims litigation. Cara authors several Nolo book titles, \u003cbr\u003eincluding \u003ci\u003eHow to File for Chapter 7 Bankruptcy, Chapter 13 Bankruptcy\u003c\/i\u003e, \u003ci\u003eThe\u003cbr\u003eNew Bankruptcy\u003c\/i\u003e, and \u003ci\u003eEverybody's Guide to Small Claims Court.\u003c\/i\u003e She\u003cbr\u003ealso coauthors \u003ci\u003eLegal Research: How to Find and Understand the Law\u003c\/i\u003e, \u003ci\u003eThe\u003cbr\u003eForeclosure Survival Guide\u003c\/i\u003e, \u003ci\u003eSolve Your Money Troubles\u003c\/i\u003e, \u003cbr\u003eand \u003ci\u003eCredit Repair\u003c\/i\u003e, and edits several more. Before joining Nolo, \u003cbr\u003eCara practiced law for over 20 years in civil and criminal litigation, bankruptcy, \u003cbr\u003eand administrative law. During that time, she served as an administrative law\u003cbr\u003ejudge, took dozens of criminal and civil cases to jury verdict, appeared before\u003cbr\u003ethe California Court of Appeals, and taught undergraduate and graduate law\u003cbr\u003ecourses. She earned her law degree in 1994 from the University of the Pacific, \u003cbr\u003eMcGeorge School of Law, where she served as a law journal editor and graduated\u003cbr\u003eas a member of the Order of the Barristers--an honor society recognizing\u003cbr\u003eexcellence in courtroom advocacy. 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