{"product_id":"the-graduation-guidebook-what-every-student-needs-to-know-about-money-and-life-9798218633202","title":"The Graduation Guidebook: What Every Student Needs to Know About Money and Life","description":"\u003cp\u003e\"Reading this guidebook feels like having a wise, trusted mentor walk you through the essential lessons of adult life. With clarity and heart, Kathryn Nermoe gives students the skills they need to thrive financially and live with intention.\"\u003c\/p\u003e\u003cp\u003eJulene D. Nolan, Psy.D., LP, Nationally Certified and Licensed School Psychologist, Minneapolis, MN\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"We need more quick and engaging resources for teens to effectively plan their futures and \u003cstrong\u003e\u003cem\u003eThe Graduation Guidebook\u003c\/em\u003e\u003c\/strong\u003e is it!\"\u003c\/p\u003e\u003cp\u003eKathie Kading, Teen Librarian, Champaign, IL\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis book is the most concise tool available that covers everything teens need to know about careers and personal finance. \u003cstrong\u003e\u003cem\u003eThe Graduation Guidebook\u003c\/em\u003e\u003c\/strong\u003e is a valuable resource for secondary and post-secondary schools prioritizing financial literacy, in addition to an educational tool for guidance counselors and families.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eIn under 100 pages, \u003cstrong\u003e\u003cem\u003e The Graduation Guidebook\u003c\/em\u003e\u003c\/strong\u003e is an engaging quick read that: \u003c\/p\u003e\u003cul\u003e\u003cli\u003e\u003cul\u003e\n\u003cli\u003eAsks students to stop and think about what they want out of life and describes basic needs versus wants;\u003c\/li\u003e\n\u003cli\u003eWalks students through real-life financial decisions they are about to make before and after graduation;\u003c\/li\u003e\n\u003cli\u003eProvides current U.S. income levels and commensurate education requirements for various career paths to choose from;\u003c\/li\u003e\n\u003cli\u003eDiscusses where you want to live, provides state tax information and describes how taxes work;\u003c\/li\u003e\n\u003cli\u003eCovers the basics of budgeting, borrowing, investing, the stock market and savings accounts;\u003c\/li\u003e\n\u003cli\u003eExamines taking out a mortgage, buying versus leasing a car, and the importance of all types of insurance; and\u003c\/li\u003e\n\u003cli\u003eReveals the true cost of having children.\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/li\u003e\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eVarious studies and surveys over the years have consistently revealed about half of American adults cannot pass basic financial literacy tests. This should be a major concern - and arguably a top priority - for parents and education systems. \u003cstrong\u003e\u003cem\u003eThe Graduation Guidebook: What Every Student Needs to Know About Money and Life\u003c\/em\u003e\u003c\/strong\u003e is meant to bridge this divide by not only better preparing our graduates for real-life financial situations, but positioning them to obtain the quality of life they dream of after graduation.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\"As a school counselor, I recognize the critical importance of equipping students with practical knowledge for life beyond high school. \"The Graduation Guidebook\"\u003cem\u003e \u003c\/em\u003eprovides a comprehensive and accessible introduction to personal finance that is both timely and essential. I highly recommend this guide as a valuable resource for all graduating students.\"\u003c\/p\u003e\u003cp\u003eKelley Margo-Hengel, Licensed School Counselor, Bemidji, MN\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Kathryn Nermoe\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Latitude 13\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/01\/2025\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 86\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.18lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 7.00h x 5.00w x 0.18d\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9798218633202\u003cbr\u003e\u003cb\u003eAudience:\u003c\/b\u003e Young Adult\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAbout the Author\u003c\/b\u003e\u003cbr\u003e\u003cb\u003e\u003ci\u003eNermoe, Kathryn:\u003c\/i\u003e\u003c\/b\u003e - Kathryn Nermoe is a #1 Amazon Civics and Citizenship Bestselling Author, business founder and owner, and has held executive leadership roles in the public, private and non-profit sectors. Her latest book, \"The Graduation Guidebook: What Every Student Needs to Know About Money and Life,\" was built on the potential she sees in a more financially literate America. She believes the prioritization of financial literacy is a paramount educational system and parenting responsibility, and a life-long foundation required for all Americans to thrive.Nermoe holds a bachelor's and master's degree in Public Administration.","brand":"booksdeli.com","offers":[{"title":"Kathryn Nermoe \/ Paperback \/ English","offer_id":47834222166173,"sku":"9798218633202","price":32.47,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0619\/5648\/9373\/files\/img_41b9d9c6-4f0f-4011-829e-fd901a572311.jpg?v=1776146731","url":"https:\/\/booksdeli.com\/products\/the-graduation-guidebook-what-every-student-needs-to-know-about-money-and-life-9798218633202","provider":"booksdeli.com","version":"1.0","type":"link"}