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Did you know that the average millennial in the US is $36,000 in debt?
Sound familiar?
You've just gotten out of college and you're overwhelmed by student loan payments. Not only that, an entry-level job is keeping you from earning the money that would support the lifestyle you desire.
So, what can you do about it?
Is there any way to gain financial stability as early as in your 20s or 30s?
Of course there is And the answer happens to be a whole lot simpler than what you may imagine when thinking of saving and investing.
For a start, you need to get out of debt asap.
The longer you remain a part of the vicious cycle, the more difficult it is to get out of the debt swamp.
You can be debt-free in your late 20s. To accomplish this goal, however, you'll need to do some financial growing up.
Once you manage to kill the debt beast, you can move on to pursue all your life goals - saving enough to retire early, starting a family, buying a house, or starting your own business.
Financial literacy consists of several simple, yet essential, concepts you'll need to master. In other words, you'll need to learn smart instead of hard when it comes to personal asset management.
In Financial Literacy: How to Gain Financial Intelligence, Financial Peace and Financial Independence, you will discover:
● The 4 cardinal sins of youthful spending that will keep you in debt (forever)
● An 8-step, iron-clad methodology for getting out of debt in your 20s and 30s
● Smart ways to save money without having to give up your preferred lifestyle
● How to have fun and enjoy adventures for free, or with minimal spending
● 12+ brilliant ideas to earn more money (some have even been employed by top entrepreneurs for years)
● Reasons why no future dream is too big to pursue if you plan properly
● The basics of saving and investing like a boss while still a young adult
● The essence of financial responsibility in a marriage or a committed relationship
● Psychology of abundance: the mindset that sets millionaires apart from everybody else
And much more
You don't have to wait until you're 40 to become financially independent. In fact, if you wait this long, it may be too late to introduce meaningful change in your life.
Even if you earn a small income right now, you can take the baby steps that will add up and contribute to more security, more freedom, and a higher level of financial responsibility. It doesn't matter if you can save $5 or $1,000 per month. After all, a small trickle can quickly turn into a deluge.
You may return most new, unopened items within 30 days of delivery for a full refund. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received and processed the returned item.
We can ship to virtually any address in the world. Note that there are restrictions on some products, and some products cannot be shipped to international destinations.
When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.
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