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Overcome debt, make smart money decisions, and build a financially secure future
Do you support your family, pay your taxes, get the bills done on time--and yet still struggle to achieve financial security? If so, you're not alone. About one-third of all Americans have not saved for retirement, another third have no savings at all, and more than half have no budget.
How did we get here? Two words: financial illiteracy. As money and finance have become more complex over the decades, the average American has not been able to keep up--in essence, leaving our personal financial decisions up to banks, bureaucrats, policymakers, and even fraudsters.
Norm Champ, a former director at the Securities and Exchange Commission (SEC), provides an in-depth primer on how money works, designed just for you--the non-finance reader. Champ shows how to:
- Pay off your loans and stay out of debt for the long run
- Build savings that will see you through thick and thin
- Avoid financial disaster--from bad credit deals to outright scams
- Start building a safe, smart investing portfolio
Our financial system is easier to grasp than you think--and armed with this new knowledge and insight, you'll finally take control of your financial future.
When you know how money works, you make better financial decisions. It's that simple. Mastering Money demystifies finance and provides plainspoken, straightforward advice for building a solid financial foundation you can count on in good times and bad.
You may return most new, unopened items within 30 days of delivery for a full refund. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received and processed the returned item.
We can ship to virtually any address in the world. Note that there are restrictions on some products, and some products cannot be shipped to international destinations.
When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.
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