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Dr Hazik Mohamed is a multi-skilled professional with substantial business management experience and varied experience in strategic problem-solving, project management and operational leadership roles. His wide consulting services include financial inclusion, sustainable development, new technology for improved socio-economic innovation. He possesses an MSc in (Conventional) Finance and a Ph.D. in Islamic Finance focusing on Behavioral Economics, using Game Theory for policy and decision-making analysis. Professionally, he is working on business growth strategies for start-ups and engaged on various consulting projects.
Hazik is the published author of Belief and Rule Compliance (Academic Press, an imprint of Elsevier, published in 2018) on behavioural economics and Blockchain, Fintech and Islamic Finance (published by De Gruyter in 2019) as well as Beyond Fintech (World Scientific in 2020) on financial technologies and digital transformation. Hazik regularly contributes thought leadership articles to industry-specific magazines and reputable academic journals in order to bridge the gap between academia and industry.
Hassnain Ali is currently a PhD candidate at the International Center of Education for Islamic Finance (INCEIF). He possesses an MA in Islamic Banking and Finance, and was formerly the Assistant Director of Research at the Institute for Research in Islamic Economics (ICRIE) at Minhaj University in Lahore, Pakistan. He is one of the pioneer researchers and authors in the area of Islamic Fintech. He has presented numerous research papers on Fintech with the combination of Islamic finance at international workshops and conferences. Hassnain is an upcoming scholar who will play a crucial role in Islamic Fintech in the years ahead.
You may return most new, unopened items within 30 days of delivery for a full refund. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received and processed the returned item.
We can ship to virtually any address in the world. Note that there are restrictions on some products, and some products cannot be shipped to international destinations.
When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.
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