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Estimates reveal that insurance fraud costs $80 billion per year--and that's just in the United States of America. That translates into almost $1,000 annually per household.
Weak preventative controls and paltry punishments make insurance fraud particularly attractive to criminals, who often use it as their preferred vehicle for funding organized crime and terrorist activities.
J. Michael Skiba examines why insurance fraud is seen as a low-risk, high-reward offense and the toll it takes on society. He also highlights how criminological theory can be used in a counter fraud setting; how pressure, opportunity, and rationalization form the basis of insurance fraud; and how to identify where you're most vulnerable.
By learning how the mind of a fraudster works, you'll be equipped to fix problem areas. More importantly, you'll have the insights you need to develop a comprehensive anti-fraud program.
Reduce the opportunity to commit insurance fraud, mitigate losses, boost profitability, and save honest customers money by drilling down into the Psychology of Fraud.
You may return most new, unopened items within 30 days of delivery for a full refund. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received and processed the returned item.
We can ship to virtually any address in the world. Note that there are restrictions on some products, and some products cannot be shipped to international destinations.
When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.
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