Infinite Banking for Crypto Investors: The Old-Money Strategy to Borrow, Grow and Protect Your Digital Assets

You've felt it...That sick moment when you realize you need cash and everything you own is locked in an asset you refuse to sell...but you sell anyway, and at the worst possible time. You pay taxes on gains you weren't ready to realize, you watch the market recover without you and you swear you'll never let it happen again....

BUT WILL YOU? Because life doesn't care about your conviction. Tax bills come due, other opportunities come across your desk and emergencies don't wait for bull markets.

The crypto community obsesses over custody and keys but ignores the obvious question: What good is holding if you can't actually hold?

Infinite Banking for Crypto Investors reveals a strategy that's been hiding in plain sight for over a century. A way to access liquidity without selling, without begging banks and without risking liquidation. Your crypto never leaves custody, your exposure never changes and you just stop being forced into decisions you'll regret.

This book shows you how to build a private lending facility using dividend-paying whole life insurance, structured specifically for crypto investors. You fund it over time, borrow against the cash value when you need liquidity, and your crypto never moves from custody.

The strategy is called Infinite Banking. It's been used by wealthy families for generations. Nelson Nash wrote the foundational text decades ago. What nobody has done until now is show crypto holders exactly how to coordinate it with volatile digital assets.

Inside you'll discover:

• Why policy loans don't trigger taxable events and how that changes everything
• The specific policy design that maximizes cash value (most whole life policies won't work)
• How to time premium funding with crypto market cycles
• When to borrow, when to repay, and how to avoid lapse risk
• The custody solutions that let your crypto sit untouched while you access liquidity
• Red flags that signal a bad policy or a bad advisor
• Estate planning strategies that protect your holdings for the next generation

This book is for you if:

• You hold significant crypto you're committed to keeping long-term
• You have stable income to fund premiums for 5+ years
• You're willing to wait 3-5 years before meaningful borrowing capacity builds
• You want liquidity infrastructure that doesn't depend on market conditions

For the right person, this changes how you think about wealth entirely. Your crypto becomes your growth engine. Your policy becomes your stability layer. You stop choosing between conviction and cash flow.

You can actually hold forever. This is how.

Author: Max Avery,Jake Claver
Publisher: Trade Days Publishing
Published: 12/22/2025
Pages: 178
Binding Type: Paperback
Weight: 0.54lbs
Size: 9.00h x 6.00w x 0.41d
ISBN: 9798218898625

About the Author
Avery, Max: - After years watching crypto investors make the same painful mistake, selling positions at the worst possible times because they needed cash and had nowhere else to turn, he started asking a different question. Not "how do we get better returns" but "how do we actually keep what we've built?"Serving as the Chief Business Development Officer and Principal of Digital Ascension Group, Max works at an intersection of technology and finance that few were prepared to occupy. What makes him different from many others in the finance space is that he actually gets why people hold these assets in the first place. The sovereignty, conviction and willingness to ride out brutal volatility because you believe in where things are headed. He's not trying to talk anyone out of their positions. He's trying to help them keep those positions when life inevitably demands liquidity.He works off of the simple principle that the best financial strategy is the one you can actually stick with. Everything in this book flows from that idea.Claver, Jake: - Jake Claver has spent his career asking uncomfortable questions about how wealth actually works. Not the textbook version. The real version, where families either figure out how to hold onto what they've built or watch it slip away within a generation or two.As CEO and Principal of Digital Ascension Group, Jake oversees a firm that manages relationships with billions in digital assets. But the numbers aren't what drive him. What keeps him up at night is the gap between how much wealth crypto has created and how little infrastructure exists to protect it.Most people in traditional finance look at crypto investors and see speculation. Jake sees people who took asymmetric bets, got them right, and now face a financial system that has no idea what to do with them. Banks don't understand them. Conventional advisors can't help them. And the strategies that worked for building wealth often fail completely when it comes to keeping it. That's exactly the problem that Jake built Digital Ascension Group to solve. Not by pulling people back into traditional finance, but by adapting the tools that have actually worked for generations to fit circumstances that didn't exist until a decade ago. His approach is simple: meet people where they are, understand what they're actually trying to accomplish, and build systems that serve their goals.