Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income

A Better Way to Live Is Within Reach

Number one national bestselling author and trusted financial expert Anthony O'Neal provides the practical tools and everyday habits needed to build margin even if you're starting from zero. Drawing from his own story and years of coaching thousands toward financial freedom, Anthony shows you how to create real breathing room and finally take control of your money. Through simple, proven steps, you'll learn how to:

• Stabilize your finances and cast a vision for the goals that will guide you forward
• Eliminate all consumer debt and regain control of your spending
• Save three to six months of take-home pay and create habits that protect your progress
• Invest with confidence so your money starts working harder than you do
• Pay off your home, lock in your family's legacy, and start building wealth that blesses the people you love most

If you're tired of the stress and exhaustion of barely getting by, this book offers a proven roadmap to break the cycle for good. You don't need more shame. You need a plan and someone to walk with you while you take the first step. This is your fresh start.

Anthony O'Neal is a number one national bestselling author, personal finance expert, and host of the popular podcast and YouTube show The Table. He is also an adjunct professor of consumer economics at Virginia Union University and is currently pursuing his doctorate in business administration with a focus on finance and investing at Regent University.

Anthony knows what it's like to start from zero. After spending years buried in debt and living beyond his means, he clawed his way back--and built a plan so others wouldn't have to figure it out alone. Since 2014 he has challenged cultural norms and equipped millions of people to break free from debt, close generational wealth gaps, and build true wealth.

The Table received over 36 million views and 8.3 million downloads in 2025. He has appeared on Good Morning America, Live with Kelly and Mark, Fox and Friends, The Tamron Hall Show, and CNN and has been featured in Success Magazine, Bloomberg, MarketWatch, and Black Enterprise, among others. He was named to Black Enterprise's 40 Under 40 list and Success Magazine's "25 Personal and Professional Development Influencers to Follow."