The 2% Club: Only 2% of the Population Have Pensions and $1M+ Saved by Schmitz, Joe F.

The 2% Club: Only 2% of the Population Have Pensions and $1M+ Saved

Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that...
$20.38 USD
$20.38 USD
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Author: Joe F. Schmitz
Format: Paperback
Language: English
Subtotal: $20.38
The 2% Club: Only 2% of the Population Have Pensions and $1M+ Saved by Schmitz, Joe F.

The 2% Club: Only 2% of the Population Have Pensions and $1M+ Saved

$20.38

The 2% Club: Only 2% of the Population Have Pensions and $1M+ Saved

$20.38
Author: Joe F. Schmitz
Format: Paperback
Language: English

Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to:

  • Simplify and optimize your retirement with the "5 Pillars of Pension Planning"
  • Enjoy the full value of your pension (it may be more valuable than you think)
  • Decrease your tax bill through strategic Roth conversions and smart withdrawal planning
  • Plan for pension options such as lump sum options and survivorship options
  • Optimize Social Security and protect your wealth from Medicare premium increases
  • Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money)
  • Create a legacy that benefits your family and favorite charities

Having a pension puts you in a rare financial position that requires advanced planning. This book will help you become a better steward of what you worked so hard to build. You've already done the heavy lifting. Now is your time to retire with peace, purpose, and a plan.



Author: Joe F. Schmitz
Publisher: Joe F. Schmitz Jr.
Published: 03/20/2026
Pages: 148
Binding Type: Paperback
Weight: 0.39lbs
Size: 8.50h x 5.50w x 0.34d
ISBN: 9798995441830

About the Author
Schmitz, Joe F.: - JOE F. SCHMITZ JR., CFP(R), CHFC(R), CKA(R), is the founder and CEO of Peak Retirement Planning, Inc., which was named the number 1 fastest growing private company in Columbus, Ohio by Inc 5000 in 2025. His firm focuses on serving those in the 2% Club by providing the 5 Pillars of Pension Planning. Known as a thought leader in the industry, Joe is featured in Kiplinger and on TV news segments, and is the author of the bestselling books I Hate Taxes and Midwestern Millionaire. You may have also seen Joe on YouTube, where he has one of the largest retirement planning channels for those in the 2% Club.

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