The Financial Diaries: How American Families Cope in a World of Uncertainty by Morduch, Jonathan
The Financial Diaries: How American Families Cope in a World of Uncertainty by Morduch, Jonathan

The Financial Diaries: How American Families Cope in a World of Uncertainty

The ideal of the American Dream seems increasingly out of reach, even for many families who are...
$38.38 AUD
$38.38 AUD
SKU: 9780691183145
Product Type: Books
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Author: Jonathan Morduch
Format: Paperback
Language: English
Subtotal: $38.38
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The Financial Diaries: How American Families Cope in a World of Uncertainty by Morduch, Jonathan

The Financial Diaries: How American Families Cope in a World of Uncertainty

$38.38
The Financial Diaries: How American Families Cope in a World of Uncertainty by Morduch, Jonathan

The Financial Diaries: How American Families Cope in a World of Uncertainty

$38.38
Author: Jonathan Morduch
Format: Paperback
Language: English
Description
The ideal of the American Dream seems increasingly out of reach, even for many families who are trying to do everything right. To find out why, Jonathan Morduch and Rachel Schneider followed 235 low- and middle-income families as they navigated a year of ups and downs. Through the groundbreaking US Financial Diaries project, we meet real people, from a casino dealer to a street vendor to a tax preparer, who open up their lives and reveal a world of financial uncertainty. For these families, even limited financial success requires imaginative--and often costly--coping strategies: forming saving clubs, borrowing from relatives, strategizing about skipping bills, and devising ways to keep money just out of easy reach. In The Financial Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save. This book uncovers deeper causes of distress and inequality, starkly illustrating how changes in America have placed too much risk on the wrong shoulders. The authors describe new tools and policies--from fin tech apps that help people manage money to laws that guarantee predictable hours--that will improve stability for those who need it most.

Author: Jonathan Morduch, Rachel Schneider
Publisher: Princeton University Press
Published: 01/29/2019
Pages: 256
Binding Type: Paperback
Weight: 0.50lbs
Size: 7.90h x 5.20w x 0.90d
ISBN: 9780691183145

About the Author
Jonathan Morduch is professor of public policy and economics at the New York University Wagner Graduate School of Public Service. He is the coauthor of Portfolios of the Poor (Princeton), among other books. Rachel Schneider is the Omidyar Network Entrepreneur-in-Residence at the Aspen Institute and a senior advisor at the Center for Financial Services Innovation.
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